Have you ever heard of National Plan a Vacation Day? It's a real thing and is observed each year on January 31st. It's a day to encourage Americans to plan their time off for the whole year at the start…

This is always a busy time of year- shopping, decorating, festive activities to attend...but if you haven't given any thought to next year's summer vacation, it's time to get started! Many of us immediately think of the beach when we…